There has also been criticism of microlenders for not taking more responsibility for the working conditions of poor households, especially when borrowers end up quasi-wage laborers, selling crafts or rural create through an organization controlled by the MFI. Some of these concerns have been taken up by unions and socially responsible investment advocates. The desire of MFIs to help their borrower diversify and increase their incomes has sparked this kind of relationship in several countries, most quite Bangladesh, where hundreds of thousands of borrowers adequately work as wage laborers for the promoting subsidiaries of Gr. Bank. Critics keep up that there are hardly any rules or standards in these cases governing working hours, holidays, working conditions, safety or youngster labor, and few inspection regimes to correct abuses.