Inside minimized or impoverished Canadian communities, banks may not be promptly accessible to deposit or take out funds. Microfinance is also restricted by the rules and limitations surrounding money-loaning. As a result, numerous people hope to banks to give these loans. Here, these companies may charge incredibly substantial interest rates to minimized network members thus increasing the cycle of poverty and profiting off of another's loss. Efforts to transfer specific microfinance innovations such as solidarity loaning from developing countries to Canada have met with little success. Microfinance fit as a fiddle through the improvement of credit unions. Two separate branches of credit unions created in Canada to serve the financially minimized segment of the populace.