Help can come as more and better-qualified staff, thus higher education is required for microfinance institutions. Numerous case studies have been published, in any case, showing that these organizations, which are commonly designed and overseen by poor people themselves with minimal outside help, work in most countries in the developing world. This has started in some universities, as Oliver Schmidt describes. Mind the administration hole. As yet there are no studies that demonstrate the scale or distribution of 'informal' microfinance organizations like and informal associations that help people oversee costs like weddings, funerals and sickness. The 2011 report contains information on the earth of microfinance in 55 countries among two categories, Regulatory Framework and the Supporting Institutional Framework. An important source of itemized information on selected microfinance institutions is the MicroBanking Bulletin, which is published by Microfinance Information Exchange.