According to innovation, Microfinance and Mobile Financial Services have given minimal populations access to basic financial services, including savings programs and insurance policies. Microfinance has also been joined with business education and with other packages of health interventions. Professional Mujer uses a "one-stop shop" approach, which means in a single building, the clients find financial services, business preparing, strengthening counsel and healthcare services combined. A project embraced in Peru by Innovations for Poverty Action found that those borrowers arbitrarily selected to get financial preparing as a major aspect of their borrowing group meetings had higher profits, despite the fact that there was not a decrease in "the proportion who reported having problems in their business". This methodology shows, that microfinance can not just help businesses to prosper; it can also foster human improvement and social security.