It isn't entirely an insurance system in light of the fact that there are no premiums gathered, costs are not charged at the patient dimension and costs are not paid ahead of time from a pool. Be that as it may, it achieves the primary point of insurance which is to spread budgetary hazard emerging from sick health. Switzerland has a newborn child death rate of about 3.6 out of 1,000. The general future in 2012 was for men 80.5 years contrasted with 84.7 years for women. These are the world's best figures. To the extent the obligatory health insurance is concerned, the insurance organizations can't set any conditions identifying with age, sex or condition of health for coverage. This does not make a difference to integral insurance, where premiums are chance based.