Contentions over open versus private arrangement of collision protection regularly spin around cost and treatment of inquirers. The counterargument to this is, given that every single private guarantor have comparable benefit weights, they will all be likewise hesitant to pay benefits so as to build their overall revenues, in this way bringing about insureds being poorly served regardless of which back up plan they pick - though an open safety net provider working on a long-run equal the initial investment premise would have more adaptability to completely repay inquirers. Open collision protection is a legislature possessed and - worked arrangement of compulsory accident coverage used in the Canadian regions of British Columbia, Saskatchewan, Manitoba, and Quebec. Governments the nation over have used different insurance plans - from full tort to full no-blame - in quest for this objective.