Driving to and from work each day at a predefined remove, particularly in urban zones where basic traffic courses are known, presents unexpected dangers in comparison to how a retiree who does not work any more extended may use their vehicle. Under the pennies per-mile framework, rewards for driving less are conveyed consequently, without the requirement for authoritatively unwieldy and exorbitant GPS innovation. The gadget interfaces with a car's On Board Diagnostic port all petroleum vehicles in the USA worked after 1996 have an OBD-II and transmits speed, time of day and number of miles the car is driven. Another important factor in deciding car-insurance premiums includes the yearly mileage put on the vehicle, and for what reason.